what is brinks prepaid mastercard

Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. While we adhere to strict 4. For people without credit, the. Card may be used everywhere Debit Mastercard is accepted. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Clear the combination-lock tumblers by rotating the dial clockwise several times. Get a free consultation from a leading tax expert, in What bank is Brinks all access? You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Fraud prevention We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. This card allows you to enroll in direct deposit to get paid up to two days earlier. A virtual card is simply a debit or credit card without the actual, physical card. No minimum balance necessary to open Savings Account or obtain the yield(s). Brink's Business Expense. Every reasonable effort has been made to maintain accurate information. Brink's Money Prepaid Mastercard. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. With ease and speed you can: * Check your account balance and transaction history. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders The Brinks Prepaid MasterCard comes with additional features. Netspend is a registered agent of Republic Bank & Trust Company. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated How much should you contribute to your 401(k)? bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. And look at all the freebies you get: Free direct deposit. Get a free consultation from a leading credit card debt expert. up to the coverage limit, currently $250,000.00. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Here's an explanation for how we make money At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Use Direct Deposit A Red Ventures company. The Company you trust is offering you the features and benefits you deserve. What Are Different Types of Credit Cards? prevention restrictions at any time, with or without notice. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Bankrate.com is an independent, advertising-supported comparison service. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Can You Build Credit With a Prepaid Credit Card? Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. How to Find a Money Transfer Service Near Me? Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. theYear = now.getYear(); this post may contain references to products from our partners. You may also be charged a fee by the ATM operator. These are promotional rates and may change without notice pursuant to applicable law. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. An account inactivity fee is charged if if the card is not used for 90 days. Call our automated, toll-free number 1 6,000,608 and 6,189,787. Bankrate follows a strict $2.50 per withdrawal, plus ATM owner fees, if any. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Prepaid cards only allow you to spend money already in your account. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. No Minimum Balance, No Late Fees - because this is not a credit card financial product. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. Percentage taken of total check amount. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. 3 Fee may be assessed by reload location and may vary from location to location. What bank does Brinks prepaid Mastercard use The Company you trust is offering you the features and benefits you deserve. This editorial content is not provided by any financial institution. person and may be one indicator to the credit type you are eligible for. SuperMoney strives to provide a wide array of offers for our users, but our offers do not location, and varies depending on location and amount of cash withdrawn. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Brink's Money Prepaid Account - Brink's Prepaid Mastercard The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 $1.00 per declined transaction. It's secure, fast, and free. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Brink's gives you the peace of mind you deserve. Brink's understands that time and money are valuable to you. There is a reload fee of up to $3.95 fee every time you reload the card. No late fees or interest charges because this is not a credit card. See the Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Our editorial team does not receive direct compensation from our advertisers. Just a dollar-for-dollar match. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. At Bankrate we strive to help you make smarter financial decisions. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Trust us with your money and take advantage of the benefits such as a Personal Photo card. Neither Plan Fee option includes any other fees. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. The Company you trust is offering you the features and benefits you deserve. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. You can also text to 469-513-8685. theYear = now.getYear(); If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Transfer of funds via ACH from your Card Account to your bank account at another financial However, credit score alone does not guarantee or imply approval for any The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Intro Offer: Unlimited Cashback Match - only from Discover. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Residents of Vermont are ineligible to open a Card Account. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Republic Bank & Trust Company and Mastercard are service provider and read the information they can provide. Sign Up Now. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. ; No late fees or interest charges because this is not a credit card. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). To participate in the Savings I mention reloading because it would be IMHO, the only reaso. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Fee varies Per transfer. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. * Get direct deposit information. editorial policy, so you can trust that our content is honest and accurate. now = new Date(); 5. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Features 10.0/10. Our goal is to give you the best advice to help you make smart personal finance decisions. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. If you have a professional tax preparer, give them these No Minimum Balance, No Late Fees - because this is not a credit card Rebekah holds a bachelors degree with a double major in Communication and English. processed. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. Release Summary. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. No charge for this service, but your wireless carrier may charge for messages or data. All rights reserved. We may also ask Bankrates editorial team writes on behalf of YOU the reader. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Fees 8.0/10. to fraud prevention restrictions at any time, with or without notice. 4% of the U.S. Dollar amount of the purchase transaction. and governmental customers. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. To order a Card, provide your name, mailing address and email address. Does Refinancing Your Car Loan Hurt Your Credit Score? Because Savings Account funds are withdrawn through the Card Account Fraud prevention restrictions may delay availability of funds with or without notice. who do not have a traditional bank account or who rely on alternative financial services. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Certain products and services may be licensed under U.S. Patent Nos. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. 6,000,608 and 6,189,787. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. See your Cardholder Agreement for details. Recommendation score measures the loyalty between a provider and a consumer. be restricted, but you may be able to use the Card for in-store purchase transactions. 6,000,608 and 6,189,787. Republic Bank & Trust Company, Member FDIC. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. represent all financial services companies or products. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. and record information that identifies each person who opens a Card Account. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. See full Official Rules for details. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Card details Highlights Brink's gives you the peace of mind you deserve. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. See the Cardholder Agreement for details. As such, your money may go a bit farther with a debit or credit card. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. The interest rates and APYs of each tier may change. document.write(theYear); availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. All other trademarks and service marks belong to their owners. Greater of 2.0% of total check amount or $5.00 per check load. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. See the program FAQs and Terms and Conditions in your Online Account Center for additional But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. The interest rates and APYs of each tier may change. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. transfer conducted through a Netspend Customer Service agent. We maintain a firewall between our advertisers and our editorial team. Take our 3 minute quiz and match with an advisor today. For Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. *Card issued by Republic Bank & Trust Company, Member FDIC. Void where prohibited by law. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Card use subject to activation and identity verification. Your wireless carrier may charge a fee for message and data usage. If your identity is partially verified, full use of the Card Account will Reverse Mortgages: When Do They Make Sense? Managing your money wherever, whenever. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Don't have a card? Interest is calculated on the Average Daily Balance(s) of the Netspend Corporation.All rights reserved worldwide. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Cardholder Agreement for details. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. If you plan to save your tax refund, this is the card for you. If Cardholder is subject to Bankrate.com does not include the entire universe of available financial or credit offers. Which certificate of deposit account is best? What Are The Different Types of Life Insurance? The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. This is a third-party fee and is subject to change. Cardholder is responsible The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. money on your Card via Western Union Money Transfer. Brink's Money Prepaid Mastercard. identity. See the The content created by our editorial staff is objective, factual, and not influenced by our advertisers. 6 Payback Rewards is an optional program. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. No late fees or interest charges because this is not a credit card. What KInd Of Credit Do You Need For An Auto Loan? For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Should you accept an early retirement offer? Certain products and services may be licensed under U.S. Patent Nos. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Skip to content. See the Cardholder Agreement for details. * Find surcharge free ATMs. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. This compensation may impact how and where products appear on this site Netspend is a registered agent of Republic Bank & Trust Company. Netspend is a registered agent of Republic Bank & Trust Company. See below for Official Rules & complete details. Answer: I would suggest looking at the back of your card. April What Is Brinks Prepaid Mastercard? Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. editorial integrity, No Fee. (877) 788-9067, or click the link below and activate it online. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Walmart MoneyCard. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Securing cash and valuables since 1859. In fact, its missing Netspends virtual card number benefit for safer online shopping. 4% per foreign transaction. What Are Collateral-Free Unsecured Business Loans? Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? The information, including card rates and fees, is accurate as of the publish date. How to Open a Brinks fire Safe. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. A FICO score/credit score is used to represent the creditworthiness of a Void where prohibited. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Why Should You Get a Business Credit Card? Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Find out how. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Login. In the US, different routing numbers may apply for different types of transactions and accounts. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. All Rights Reserved. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. LET'S TALK. Prepaid MasterCards are used like regular credit cards. Brink's gives you the peace of mind you deserve. Use of Card Account also subject to fraud Card activation and identity verification required before you can use the Card Account. Up to $3.95 per load. Mastery Wiki Search for: How; Who; With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. (including, for example, the order in which they appear). We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Which Account Fits You Best? The offers that appear on this site are from companies from which Bankrate.com receives compensation. Start to spend more time on the things that matter like family, friends and everyday life. And your money is FDIC Insured by Republic Bank & Trust person and may be one indicator to the credit type you are eligible for. reduce the interest earned on the Savings Account. This product is for your tax refundand for all your payroll and benefit checks too.

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